Cryptocurrency trading is more than just buying and selling digital assets—it requires a deep understanding of key industry terms to make informed decisions. Whether you’re a beginner looking to start on Crypto.com or an experienced trader optimizing your strategy, mastering the term cryptocurrency is essential for success. In this comprehensive 2025 Crypto.com review, we will break down 20 essential terms and definitions. Each term will be explained with real-world examples to make it easier to understand. Whether you’re curious about the Crypto.com Visa Card, USDC deposits, or trading fee structures, this guide will equip you with the knowledge you need to navigate the Crypto.com platform with confidence.
Crypto.com Financial Products Explained
Crypto.com provides a variety of financial products that enable users to earn, invest, and borrow crypto assets.
Crypto.com Earn
A staking and savings feature allowing users to earn passive income by locking up cryptocurrencies. Earn Plus is a new program under Crypto.com Earn, offering a simplified way to earn a passive income with crypto assets.
Key Benefits of Earn Plus:
- No tiered rewards quota: New term allocations in Earn Plus will not count towards tiered rewards, allowing users to enjoy full earnings up to the maximum allocation limit.
- Higher deposit limits: Users can deposit up to $2,000,000 (fixed + flexible) and $500,000 (fixed term) per cryptocurrency, regardless of their CRO lock-up tier.
- Example: A user depositing $500,000 USDC into Earn Plus at 5% APY will generate $25,000 in passive income per year without being affected by tiered rewards limits.
Crypto.com Lending
A collateralized loan service where users can borrow stablecoins using their crypto assets.
- Example: Depositing $10,000 worth of BTC allows borrowing $5,000 USDC at a 10% annual interest rate.
Dual Invest
A structured product offering potential high-yield returns depending on market fluctuations.
- Example: Investing 1 BTC could return 1.1 BTC or 60,000 USDC, depending on the strike price.
Crypto.com Prime
A premium membership tier with lower trading fees, priority withdrawals, and VIP benefits.
Exclusive Benefits for Crypto.com Prime Users
Crypto.com Prime members unlock premium privileges across the platform, offering enhanced trading, security, and financial services.
Key Benefits of Crypto.com Prime:
- Prime Trade Dashboard: Access premium Buy/Sell quotes, real-time price charts, and advanced trading tools.
- Enhanced Trading Capabilities: Execute large trades, limit orders, and trade with up to 5x margin for greater flexibility.
- Account Protection: Enjoy a $1 million recovery limit for added security.
- Unlimited Fiat Transactions: Make zero-fee deposits and withdrawals with no limits.
- Crypto.com Prime Card (Coming Soon): Eligible users who lock up or stake $1 million CRO will gain access to an exclusive card.
- Higher Dual Investment Rewards: Earn up to 8% p.a. more compared to standard rates.
- VIP Support: Benefit from dedicated concierge services and 24/7 priority chat.
- Wealth Management Services: Get customized financial planning, including estate disbursement and tax advisory.
- Example: A VIP 3 trader with a 30-day volume of $25M+ pays 0% maker fees and 0.0352% taker fees.
Crypto.com Onchain Staking
A blockchain-based staking mechanism that rewards users with staking yields.
- Example: Staking 32 ETH on Ethereum 2.0 generates an estimated 4% APY.
Popular Cryptocurrencies and Tokens on Crypto.com
Crypto.com supports multiple native tokens and major cryptocurrencies used for trading and payments.
CRO (Cronos)
Crypto.com’s native token is used for fee discounts, staking, and ecosystem rewards.
- Example: Staking 50,000 CRO unlocks free Netflix and Spotify and 3% cashback on the Crypto.com Visa Card.
$LION
A governance token for Crypto.com’s Lion DAO, providing voting rights and rewards.
- Example: Holding 100,000 $LION qualifies for exclusive yield farming pools.
USDC (USD Coin)
A stablecoin pegged to the US dollar, widely used for trading and lending.
- Example: Depositing $5,000 USDC in Crypto.com Earn for 3 months generates $200 in passive income at 4% APY.
BTC (Bitcoin)
The world’s largest cryptocurrency by market cap, available for spot and derivatives trading.
- Example: Buying 0.1 BTC at $55,000 and selling at $65,000 results in a $1,000 profit.
ETH (Ethereum)
A leading smart contract platform used in DeFi, NFTs, and staking.
- Example: Transferring 1 ETH may cost between $10 and $50 in gas fees, depending on network congestion.
Payment and Transaction Services on Crypto.com
Crypto.com facilitates secure crypto payments, deposits, and withdrawals for users worldwide.
Crypto.com Pay
A payment gateway that enables merchants to accept crypto while offering cashback rewards.
- Example: Paying $100 in BTC through Crypto.com Pay earns 2% cashback in CRO.
Crypto.com Visa Card
A prepaid crypto debit card offering cashback and exclusive rewards.
- Example: Spending $1,000 per month with a Ruby Steel Card earns $20 in CRO rewards.
Crypto.com Fiat Wallet
A wallet for holding and converting fiat currencies like USD, EUR, and GBP.
- Example: Depositing €2,000 via SEPA transfer incurs zero fees and can be used to buy crypto instantly.
Instant deposits & Withdrawals
A feature allowing near-instant deposits and withdrawals for select assets.
- Example: Withdrawing $10,000 USDT to an external wallet is processed within minutes.
Crypto.com Exchange Trading Fees
Crypto.com charges fees based on 30-day trading volume and CRO staking levels.
- Example: A VIP 1 trader ($2.5M monthly volume) pays 0.065% maker and 0.088% taker fees.
Crypto.com Soft Staking
Soft Staking allows users to earn passive rewards on their idle cryptocurrency balances without locking them up. Unlike fixed-term staking, funds remain accessible at any time.
- Example: A user holding 1,000 CRO in their Crypto.com Exchange wallet can earn staking rewards without committing to a fixed period.
Crypto.com DeFi Wallet
The Crypto.com DeFi Wallet is a non-custodial wallet that provides users with full control over their private keys. It supports various blockchain networks and allows direct interaction with DeFi protocols.
- Example: A trader can swap tokens, stake assets, or connect to DApps like Uniswap using their Crypto.com DeFi Wallet.
Crypto.com Supercharger
Supercharger is a flexible liquidity mining platform where users deposit CRO to earn rewards in different cryptocurrencies. There is no lock-up requirement, and rewards are distributed daily.
- Example: By depositing 5,000 CRO into Supercharger, a user can earn BTC, ETH, or other supported tokens over time.
Crypto.com Syndicate
The Syndicate is an exclusive token sale platform for Crypto.com Exchange users, offering significant discounts on new and popular cryptocurrencies. Users must stake CRO to participate.
- Example: A user staking 10,000 CRO can buy BTC at a 50% discount during a Syndicate event.
Crypto.com Pay Gift Cards
Crypto.com Pay allows users to purchase digital gift cards from global brands using cryptocurrency. This feature supports instant transactions and cashback rewards in CRO.
- Example: A user can buy a $100 Amazon gift card using USDT, BTC, or CRO and receive cashback in CRO.
Mastering Term Cryptocurrency for Smarter Crypto.com Trading
The cryptocurrency industry is constantly evolving, and having a solid grasp of the definitions is crucial for success. Whether you’re staking CRO, using Crypto.com Pay, or investing in Dual Invest products, understanding these key concepts will help you optimize profits, reduce risks, and make informed financial decisions.
By leveraging Crypto.com’s wide range of services—from lending and earning to instant withdrawals and VIP trading tiers—you can take advantage of market opportunities while minimizing costs. Additionally, being familiar with trading fees, staking benefits, and payment features will enable you to make the most of Crypto.com’s ecosystem.
As we move into 2025, cryptocurrency adoption continues to rise, and platforms like Crypto.com remain at the forefront of innovation. Whether you’re a beginner or an advanced trader, staying educated on the term cryptocurrency will empower you to navigate the crypto space with confidence.
Do you have any questions about Crypto.com trading or the term cryptocurrency? Drop your comments below, and let’s discuss!
